Martin Pelmore How To Obtain Your Free Credit Report
Follow the format in Sample Letter 1, and write to each of the three major credit reporting agencies, at the addresses posted on their web sites, or available from the 800 numbers below:
Equifax Information Service Center
+1.800.685.1111 or order online!
Trans Union Corporation
+1.800.888.4213 or order online!
Experian (formerly TRW) Complimentary Report
+1.888.397.3742 (+1.888.EXPERIAN) or order online!
Note: The credit bureaus change their addresses from time to time. Check their web sites or their 800 numbers for the most current addresses.
In your request letter, you should provide:
Social Security number
former addresses in last 5 years
photocopy of driving license, showing current address
photocopy of Social Security card
If you fail to include any of these, you will receive a letter back from the credit reporting agency request that it be included. The credit bureau may request additional information anyway, and you should provide it as quickly as possible.
Within 10 to 30 days you should receive a copy of your credit report from each of the agencies.