Sample Letter 7 – Request to add Credit Information
123 Your Street Address
Your City, ST 01234
Big Credit Bureau
Their Street Address
Some City, ST 56789
Dear Credit Bureau,
This letter is a formal request that you include the attached information to my credit report.
Credit reporting laws ensure that bureaus report only 100% accurate and complete credit information. Every step must be taken to assure the information reported is accurate, complete, and correct.
Federal law also requires that you maintain reasonable procedures in your operations to assure maximum possible accuracy and completeness in the credit reports you publish. To that end, I may supplement my credit report with relevant credit history, so as to present a more complete and fair picture of my consumer credit experience and payment history. In this regard, you are respectfully directed to include the information enclosed as part of my credit history.
You are further directed to supply a corrected credit profile to me, as well as all creditors who have received a copy within the last 6 months, or the last 2 years for employment purposes.
Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber.
Under federal law, you have 30 days to complete this request. Be advised that the description of the procedure used to determine the accuracy and completeness of credit history information is hereby requested as well, to be provided within 15 days of the completion of your efforts.